JOSÉ LUIS SANTOSStudentsBlack and Hispanic Students Hit Hardest by Credit CrunchOpportunities for equitable access to college are harder to come by than ever, with the shift in federal aid policy moving from grants to loans, the passing of the College Cost Reduction and Access Act of 2007 (CCRAA) and the collapse of the consumer credit markets.April 16, 2008Page 1 of 1